Practical guide
Sell digital products without a website
You don’t need a website. Three options cover the five jobs a site would do — the page, the payment, the delivery, the link in bio and the legal cover: a marketplace (Gumroad, Payhip), a link-in-bio storefront (Stan Store, Beacons), or a storefront generated from your TikTok account (Novoca). All three sell the file you already have, today.
They don’t cost the same and they don’t ask the same work of you. The rule that settles it straight away: commission-based tools take nothing until you sell; subscription-based tools charge from month one, including the month you spend hesitating. Below: each option, what it does for you, and what it leaves on your plate.
· Novoca
€0/month. Novoca only earns when you sell.
Payouts currently require a French bank account.
What a “website” actually does — and what has to replace it
When you say “I need a website to sell”, you’re really naming five jobs: a page that describes the product and makes someone want it; a payment that takes a card and moves the money; a delivery that hands the file over with no action from you; a link you can put in your bio; and the legal cover — terms, privacy, refunds. All three options below cover those five. What changes is who does the work, you or the platform, and what they take on the way through.
A real site asks for a domain, hosting, a theme to configure, a checkout, an automated delivery and legal pages: weeks of work before the first sale, for a product nobody has asked for yet. That’s the cost these three options remove, and it’s the only argument that matters until the demand is proven.
Option 1 — The marketplace: Gumroad, Payhip
You create an account, upload your file, write a description, set a price; the platform hosts the page, takes the money and delivers. It’s the best-known route, and the fastest to set up when you already have the product and the copy.
What it costs. Gumroad charges no subscription but takes 10% + $0.50 per sale (and 30% when the buyer arrives through its Discover marketplace); in exchange it has been Merchant of Record since 2025 and handles VAT for you. Payhip has a free plan at 5% commission, then $29/month at 2% and $99/month at 0% — PayPal or Stripe fees on top in every case (pricing pulled on 25 August 2026 from the vendors’ own pricing pages).
What it doesn’t do. The page is yours to write — and that’s the part that stalls most creators, not the payment. Your storefront also looks like every other storefront on the platform, logo included.
Who it’s for. Someone who already has a finished file, knows how to write a sales page, and sells mostly off TikTok — a newsletter, an existing community.
Option 2 — The link-in-bio storefront: Stan Store, Beacons
One page behind your link in bio, built from blocks: a product, a booking, a newsletter, your socials. Designed for TikTok and Instagram, with a checkout that works on a phone.
What it costs. Stan Store has no free plan: $29/month (Creator, $300/year) or $99/month (Creator Pro), 0% commission, Stripe or PayPal fees on top, 14-day trial. Beacons has a free plan that takes 9% on every digital product sold; 0% costs $30/month (Store Pro). Payment fees on top there too.
What it doesn’t do. Same as the marketplace: the copy is yours to write, in a block editor. And the subscription is charged whether you sell or not — which is the deciding point when you’re starting out. $29 a month across the three months you spend hesitating is $87 spent before the first sale.
Who it’s for. A creator who already sells regularly — a subscription beats a 10% commission from €290 of monthly sales, see the platform fee comparison — and wants one link for everything: products, coaching, socials. The detailed head-to-head is in the Stan Store alternatives comparison.
Option 3 — The storefront generated from your TikTok: Novoca
The starting point here is what you already have. If your file exists — a PDF, a template pack, a folder of worksheets — you upload it and the storefront is live: sales page, checkout, automated delivery, nothing to write. If you’re starting from nothing, you paste your TikTok handle: Novoca reads your public bio, proposes the most obvious offer, and can write a first version of the product and the page — which you read, edit and sign off. Connecting your TikTok account is what unlocks the deeper read of your videos — the title and description of each one plus their public counters (views, likes, comments, shares) — to pull out the themes your account actually carries. It does not open your comments: it can see that a video got people talking, not what they said.
What it costs. €0/month and 10% per sale + Stripe processing fees — so nothing until you sell. The Pro plan (€29/month, 0% commission + Stripe processing fees) only pays for itself above €290 of monthly sales, and you can take it later.
What it does on top. The page is written from your content, not from a template; buyers of a product written inside the platform read it online and can ask the document questions; an order bump, a member subscription and an affiliate program are there when you need them; every TikTok you post can carry its own tracking link so you know what it earned. And you can make your first sales before activating your Stripe account: the platform collects and pays out as soon as your bank details are in place — capped at three sales or €150 pending, past which the page pauses.
What it doesn’t do. It isn’t a full site: no blog, no long about page, no email marketing, no bookings, no video course hosting. One main product per storefront, plus its bump and a subscription. It’s a storefront for a product that sells, not a showcase.
Who it’s for. A TikTok creator who is already being asked for something in the comments and wants to charge for it without losing a month — file in hand or not.
What it really costs, at three sales volumes
What each option takes, before processing fees (Stripe and PayPal publish 2.9% + 0.30 per transaction as their standard rate; a European card costs less at Stripe, and the ranking doesn’t change — every option below bills them on top, Novoca included). Amounts in each vendor’s own currency.
| Option | 0 sales / month | 10 sales at 25 | 40 sales at 25 |
|---|---|---|---|
| Novoca free (10% + processing) | €0 | €25 + processing | €100 + processing |
| Novoca Pro (€29/month, 0% + processing) | €29 | €29 + processing | €29 + processing |
| Gumroad (10% + $0.50) | $0 | $30 + processing | $120 + processing |
| Payhip free (5%) | $0 | $12.50 + processing | $50 + processing |
| Stan Store Creator ($29/month) | $29 | $29 + processing | $29 + processing |
| Beacons free (9%) | $0 | $22.50 + processing | $90 + processing |
Pricing pulled on 25 August 2026 from the public pricing pages (Gumroad, Payhip, Stan Store) and, for Beacons, from a third-party survey dated April 2026 — its own pricing page refused automated reading. “+ processing” means Stripe/PayPal fees billed on top by the vendor; Novoca bills its Stripe processing fees (1.5% + €0.25) the same way, on top of its commission or its subscription.
The useful reading: at zero sales, only the options without a subscription cost nothing; at 40 sales a month, a subscription becomes cheaper than a commission. In between, the question isn’t price — it’s who writes the page, and how many months you pay before you find out.
What you still need either way
1 A product — or the raw material for one
All three options sell a file you bring; that’s the simplest and fastest case. If you don’t have one yet, Novoca can write a first version from your material — but it’s only worth what your know-how is worth: your recipes, your program, your method. If you don’t know what to sell yet, the “what to sell on TikTok” tool proposes three products for your niche, with a price range.2 One link in bio, and only one
TikTok allows a single clickable link — and it isn’t open to every account: the link-in-bio rule under 1,000 followers explains how to get it. It points at your storefront, not at a homepage: every click should land on the buy button. Swap it the day you publish, and say so on camera.3 A price you hold
Not “€5 to get started”: a first product sells in the middle of its range, and a price that keeps moving teaches your audience to wait for the drop. The price calculator gives a range based on your format and its depth.4 A payment account (bank details + ID)
Five minutes, once. On Novoca you can do it after your first sales; everywhere else it’s a prerequisite. Without a payment account, no option pays you anything.5 A legal status once it becomes regular
Testing is one thing; selling every month is an activity, and the rules for that depend on where you live. No platform handles the paperwork or answers for it — a local accountant will tell you in one conversation what a forum thread won’t.6 The legal cover around the sale
Terms, privacy policy, a withdrawal clause adapted to digital goods, refunds. Platforms supply a version; read it, because it binds your sale.
What happens after the first sale
Publishing isn’t selling, and that’s the part none of the three options does for you. What follows holds whichever one you pick.
1 Three videos, three angles, in four days
Behind the scenes (“a hundred people asked me for this file”), the demo (the product on screen), the reply to a real comment. One video reaches a fraction of your followers, once — that’s the number one reason launches go quiet. The seven-day method walks through each of them.2 Measure what sold, not what you liked posting
A single address in your bio will never tell you which video earned. One tracking link per video names the winner; without it, you confidently reshoot the wrong one. Clicks with no sale point at the page or the price; zero clicks point at the video.3 Connect your bank details on the first sale
If you started without an active payment account, the grace period is bounded: three sales or €150 pending, and the page pauses; sixty days without activation, and buyers get refunded. A paused page while a video takes off costs you the whole week.4 The website may come later — after
Once you sell every month, a site starts to make sense: search traffic, a blog, several products, your brand. By then you’ll know what to put on it, and you’ll build it on numbers instead of a hunch. It’s the order that changes everything, not the tool.
The mistakes that cost people their first sale
1 Building the site before selling anything
Six weeks of configuration for a product nobody has asked for. Sell once without a site; the site follows when the sales justify it.2 Paying a subscription before the first sale
$29 a month while you hesitate is a cost with nothing in return. Start on a commission-based option; move to a subscription when the commission exceeds its price — the switch point is one division.3 Sending the files by hand
“DM me your email and I’ll send it over” works three times, then you forget someone, then you’re handling disputes. Automated delivery isn’t a convenience — it’s what makes the product sellable while you sleep.4 A link in bio that points at a homepage
Every click from TikTok is expensive — the buyer arrives with a precise intent. If they have to hunt for the product, they leave. The link lands on the product page, with the price and the button in view.5 Waiting until the product is perfect
A product at 80% that is online sells; a product at 100% that doesn’t exist doesn’t. The first version is there to teach you what your audience buys — and you can replace it tomorrow without breaking anything.
Free tool
What to sell on TikTok?
3 product ideas for your niche and your audience, with the price to sell them at.
Free tool
Price calculator
What to charge for your digital product — the range the Studio will pick from.
Free tool
What you actually keep
What the buyer pays, what Stripe takes, what Novoca keeps, what lands in your account.
Common questions.
How does the buyer get the file?+
Automatically, right after payment: a download link on the confirmation page and an email. On Novoca, if the product was written inside the platform, the buyer can also read it online and ask the document questions. You never send anything by hand.
Do I need to create a product, or can I sell the one I already have?+
All three options sell a file you bring — that is their default behaviour. A PDF, a template pack, a folder of worksheets gets uploaded and sold as is, with nothing generated. Assisted writing only exists on the third option, and only as a shortcut for someone staring at a blank page.
Can I sell before I have a Stripe account or a bank account connected?+
On Novoca, yes, for your first sales: you publish and sell first, the platform collects, and you activate your Stripe account afterwards — pending sales are paid out to you at that point. The limit is explicit: past three sales or €150 pending, your page pauses until your bank details are connected, and without activation within sixty days buyers are refunded. On most other platforms, a payment account is a prerequisite to going live.
What about VAT and sales tax?+
It depends on where you and your buyers are, and no platform decides it for you. Some act as Merchant of Record and collect it on your behalf — Gumroad has done so since 2025. On the others, including Novoca, the seller stays responsible for their own tax obligations. Check with an accountant in your country before your sales become regular.
Do I need a registered business to start?+
The rules depend on your country, and this is the one part of the setup no platform handles. Payment providers verify who you are before paying you out — identity document and bank details — and tax authorities care once selling becomes an activity rather than a test. Ask a local accountant rather than a comment section.
Which option is fastest if I already have the file?+
All three get you live the same day. The real difference is who writes the sales page: the marketplace and the link-in-bio storefront hand you an empty editor, the generated storefront hands you a draft to edit and sign off. If you already have your copy written, that difference disappears and price becomes the only question.
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